Find out what’s involved and how long it takes. Contact information for our dedicated equity release teams are here to help you with existing and new equity release queries. Having been lucky enough to work in an equity release advisory firm as well as an equity release lender, I think I am well-placed to see this market from both perspectives. We also recommend that your adviser is a member of the Equity Release Council. Some cookies are optional, you can opt in or out of these By continuing to use the site you are agreeing to our use of cookies. The most popular equity release scheme. Our Financial Services Register number is 224987. Equity Release Advisor £20,000 - £30,000 - OTE £55,000 - £60,000 Cardiff Enjoy first rate back up and support which sees national average earnings in year two, in excess of £70,000 across the advisory team. Clive Ingram Independent Financial Adviser offers advice and arranging for Mortgages, Protection Insurance, Equity Release, Pensions and Investments. Age Partnership equity release was developed in 2004, and it offers a tailored range of equity release products. £45,000 - £55,000 a year. Equity release advisers do charge an advice fee to cover their costs which can vary significantly. We’ll get you noticed. Why is it important to have expert financial advice when taking out an equity release plan? Rob Brennan, Sales Director, said: through the site. By September, the directors hope to double this number to 20 brokers, some of whom will offer telephone-based advice and others will be on the road to visit clients in their homes. The company also provides support with estate planning including wills and lasting power of attorneys. We bring a fresh approach to equity release referrals using a combination of unique online tools and a trusted, customised and transparent equity release service, without the cost of compliance and regulation. Tel: 01702 201802 . LV= is a leading provider of Equity Release products, and has been helping people enjoy enriched retirements through lifetime mortgages since 2002. Find a Local Adviser Use our sourcing tool below to locate the nearest equity release adviser to you. The investment made in TERE underlines the company’s strong belief in the benefits that whole of market advice can offer and the importance of choice for both customers and advisers that want to specialise in this market.   other personal information you provide us with. Information and qualifying criteria on these lifetime mortgages here. Already have a lifetime mortgage? and non-essential cookies for marketing purposes. Equity release has grown in popularity over the last few years and the market is expected to see further growth over the coming decade. Supported by Key’s business development team and underpinned by the relationships the Group has with major networks and mortgage clubs, these advisers also work closely with local introducers to ensure that more customers understand the options available in the later life lending market and get access to the specialist advice they need. Rachel Mann/Claudia Pearson   Find out the maximum monthly income you could receive on this special type of lifetime mortgage. you view, options you select, and the path you take A flexible cash reserve allows you to receive money in smaller amounts. The many alternative options available to you are discussed here. Part of Key Group, Key is the UK’s largest specialist equity release adviser – committed to high levels of customer service and helping ensuring people make smart sustainable choices around how they use their housing equity. Find out how much you could borrow by selling a percentage of your property for a cash lump sum. Equity release advice can help you find a mortgage with the most competitive equity release interest rate and the lowest charges. understanding what interests you on our sites, such as the Your first meeting is free and you’re under no obligation to proceed. Find out the maximum amount of money you could borrow with equity release. Require monthly interest only repayments. Equity Release Adviser is a trading style of The Right Mortgage which is authorised and regulated by the Financial Conduct Authority. More details here. Applications would be considered for experienced equity release advisers, but also consideration given to advisers currently not specialising in equity release, but who have an excellent track record in financial services. our pages through your favourite social network sites. You can check this on the Financial Services Register by visiting the FCA’s website register.fca.org.uk/s/ . 07384511140 We're members of the Equity Release Council. Key is committed to being transparent, straightforward and helping customers find honest answers to any questions that they have as part of the process. Following a period of recruitment, we are delighted to announce that almost 100 highly qualified advisers are now operating under The Equity Release Experts brand. All rights reserved. We also suggest family members join you, to understand the implications of equity release and ask any questions they may have. Learn more here. This equity release scheme involves selling a percentage of your home. Make ad-hoc repayments which can help manage your final balance to be repaid. You must be over 55 and a homeowner. Almost three-quarters of advisers expect the value of the equity release market to grow next year driven by younger customers and an appetite …   Equity Release Adviser Burton on Trent Advisor.   Equity release . change your cookie settings here, otherwise we’ll assume Telephone 0808 252 9170. Learn how you could borrow more, or lower your rate here. Customer Please take me back to Pure Retirement. Financial Conduct Authority  Before the meeting takes place you should double check that the equity release adviser is regulated by the Financial Conduct Authorityand is permitted to advise on equity release. Age Partnership 3.3. Equity Release Supermarket Experienced Equity Release Adviser - Home or Office Based! TERE is currently actively looking to recruiting the right advisers, for both employed and self employed, wanting to specialise in the later life lending sector and the business has ambitious recruitment objectives across both channels. Registered Office: St … Key Group visitors to the site. It has a 97% trust score in various independent review sites, and it has won several awards inclusive of ‘The Best Equity Release Advisor Customer Service Highly Commended Award’ in 2017. Skip to content. Equity release is becoming more and more popular in later-life planning. information such as how you arrive at the site, the pages Tracking cookies – These enable us to recognise repeat Require monthly interest and or capital repayments. The cheapest fee, doesn’t always mean the best option, thus always shop around & obtain a few quotes before deciding which brokerage to deal with. If you’d like to talk to us about equity release, there’s no one better to speak to than your local Equity Release Supermarket adviser. Our lifetime mortgages have been designed with the client in mind and offer a flexible approach to later life … 6 February 2020: Following a significant period of active recruitment, Key - the UK’s largest equity release adviser – is delighted to announce that it has 97 advisers working under its whole of market brand (The Equity Release Experts) taking the total number of advisers to over 180. We don’t combine this information with Learn how these lifetime mortgages work. advertisements you see on third party sites by Learn about how they work and the range of flexible plans available. Our national team of equity release advisers would be more than happy to meet you in the comfort of your own home or talk more over the phone - you choose whichever suits best. We cover the UK, we are proud to offer a personal and honest approach to equity release advice. What should you be thinking about before taking the next step? The Equity Release Experts (TERE) which is launching into the market with a new website (www.equityrelease.co.uk) and marketing collateral will focus on serving those clients who express a preference for whole of market advice as well as those who approach Key via existing intermediary and corporate referral relationships. Get instant job matches for companies hiring now for Equity Release Adviser jobs in Cambridge and more. Learn how these lifetime mortgages work. With over 60 industry and consumer awards under their belt, the Key team offer advice on equity release, later life mortgages and retirement interest-only products. Discover how much money you could release across all the available equity release plans. Income periods of between 10 - 25 years are available to meet your retirement income needs. Led by Rob Brennan (Sales Director) and Lyn Perrett (Operations Director) the recently expanded self-employed channel now has 92 advisers focused on providing fully independent, face to face advice. The Equity Release Council has published a ‘best practice’ guide for advisers to ensure consumers receive a quality service and that case files capture sufficient details. They will review your personal circumstances and see if there are any possible alternatives. They have many years experience and are industry qualified to answer all your questions – no matter how big or small. Enquiries are welcome on both self-employed and employed basis, covering both field based & tele-adviser positions to the right candidates. Contact us . The Essex Equity Release Advice Centre is a dedicated member of the Equity Release Council. Lifetime mortgage where regular interest repayments help control the final balance to be repaid. a a a. Freephone. What is the equity release process? 07 February 2020. to make improvements to our sites. Equity Release Advisor 20,000 - 30,000 - OTE 55,000 - 60,000 Cardiff Enjoy first rate back up and support which sees national average earnings in year two, in excess of 70,000 across the advisory team. 6 February 2020: Following a significant period of active recruitment, Key - the UK’s largest equity release adviser – is delighted to announce that it has 97 advisers working under its whole of market brand (The Equity Release Experts) taking the total number of advisers to over 180. You can release money from your second or holiday home. For homeowners over 55 that want to access the money tied up in their home. Learn what the other qualifying criteria are for equity release. Leeds. 1286 reviews, We use cookies to offer the best website experience. In the guide extra focus is put on customers who may be vulnerable such as having physical or mental health issues, bereavement, divorce, emotional or financial issues, poor literacy or numeracy.   01772 269363 Lee Blackwell Our lifestyle calculator will advise how much you could release. RIO Mortgages continue into retirement based on income and affordability. Equity release may not be your only solution. Learn more here. Will Hale, CEO of Key, said: Find out how much money you could borrow when taking out a lifetime mortgage against your second/holiday home. Learn what they are. Many factors determine the size of your equity release loan. Companies House Registration Number 02457440. Alongside this, we adhere strictly to the ethos and guidelines of those organisations. -Ends- There have been many changes in the way in which people over the age of 55 … clive@cliveingram.com. Find out how much money you could save your estate by making ad-hoc payments to reduce your final balance. “At the end of last year, the team spend a significant amount of time working to find the right people to work under The Equity Release Experts brand. Director of Public Relations and Public Affairs generated identifier, we’re able to record specific browsing For more information, please contact: E-mail: [email protected] These points, which are all established within the equity release advice process, sit alongside wider considerations, such as: • establishing the customer’s eligibility for state benefits • ensuring the amount released does not exceed the customer’s requirements • ensuring the customer has put together a realistic expenditure budget plan Income plans allow you to supplement your retirement income. By monitoring this information we’re able Tv advertising and product awareness is increasing yet the old stigma that goes with equity release is still around. Access Equity Release is in the process of recruiting advisers and will have 10 in place by next month. Social cookies – These cookies allow you to share and like 64 likes. Clive Ingram Independent Financial Adviser is authorised and regulated by the Financial Conduct Authority. Due to increased demand, we are now seeking to appoint experienced, successful advisors to complement our existing team. This division combines significant experience and local knowledge with Key’s marketing and operational prowess to create a market leading proposition.” We now have a national team of almost 100 advisers – one of the largest whole of market offerings in the sector – focused on servicing their clients and helping more people than ever to realise the benefits of using their housing equity. Understand what they are and how much you can borrow. Not for use with customers. Get advice from a fully qualified and experienced equity release adviser. VAT Number 927 1396 10. Free to use, equity release calculator range. I really enjoy trying to find creative solutions for advisers and their clients and the relationship management side of my role is hugely enjoyable. The Equity Release Council has launched a Best Practice Guide to help advisers ensure they cover all bases when speaking to clients and documenting their needs. Key Equity Release and our logo are registered trademarks. to meet all the Equity Release Supermarket advisers that serve your local area. Only advisers holding membership of the Equity Release Council promise to follow our stringent Statement of Principles for your added peace of mind. Financial Intermediary Please continue to Pure Professionals. 4.9 out of Find out how much money you could potentially release with an interest-only lifetime mortgage. Find out what you could potentially save by switching to a new plan. 5 by Feefo.com based on You could release money from your buy-to-let investment portfolio. Find out how much money you could borrow when taking out a lifetime mortgage against your buy-to-let property. Clive … There are two models, face … Key Group Over 25 years experience in Financial Services, specialising in Later Life Lending. One way of finding out their competence would be to check their online reviews & consumer comments. Lifetime mortgages that allow you to release tax-free cash as a single lump sum payment. 3 Equity Release Adviser jobs in Cambridge on totaljobs. My client is offering a fantastic opportunity as an Equity Release Adviser to join their dynamic and expanding wealth management business with a great recognisable brand in the North West.Equity Release Advisor The Income and Benefits: £30,000 OTE £65,000 - A fast-growing, specialist, Financial Conduct Authority (FCA) authorised & regulated Equity Release brokerage. E-mail: [email protected] Find out the maximum you could borrow with a retirement interest only mortgage (RIO) – a residential mortgage, based on income that allows you to borrow on an open - ended basis into retirement. Equity Release. Equity release is a big financial decision. pages you view. Equity release advisor Leeds & Allerton Bywater. Advantages . Learn how they work. The Equity Release Experts formally launches revealing adviser numbers.   You can get free, impartial equity release advice from Stepchange online or calling 0808 1686 719. Save job. cookies below. Your home may be repossessed if you do not keep up repayments on your mortgage. We release … If equity release is the right option, they’ll provide a recommendation of the type that best suits your requirements. Simply click on their picture below to read their biography and find out what their happy customers have to say about them. Learn more about the various types of later life lending plans available to homeowners over the age of 55. All advisers recommending equity release schemes must have a … FCA warning on equity release advice The FCA found examples of: Advisers not sufficiently accounting for the different financial circumstances of customers. Calls may be recorded or monitored. They make monthly payments direct to your bank account to spend as you wish. Want to find out more about your local adviser? We like to do things differently, so we can help you help your clients achieve their financial objectives and enjoy a confident retirement. Learn how home reversion schemes work here. You can Health conditions can improve the offer from your lender. © Copyright 2020 Key Retirement Solutions Limited. www.keyadvice.co.uk. If you’re thinking of taking out an equity release product, you should take financial advice from an independent financial adviser. Life adviser; GI broker; Health adviser; Menu; Skip to Log in; Skip to Search; This site is for UK Life Advisers only. Find out how much money you could release with a drawdown lifetime mortgage. Select your preferred FCA regulated expert from our nationwide list of advisers to receive free impartial advice via the telephone, email, live chat or face-to-face. is rated Key puts customers at the heart of what it does and has a score of 4.9 / 5.0 from over 15,000 scores on the independent review site, Trustpilot. Learn how they work. 2020 is set to be an exciting year for the industry and we are positioned to take full advantage of the opportunities it holds and will continue to look for new talent to join our team.” This is a complementary proposition to that provided under the new Key Equity Release service which offers a wide range of Key branded products with free advice. Marketing cookies – These cookies help us tailor the For example, those in … Adviser Site. By matching an anonymous, randomly The Equity Release Experts formally launches revealing adviser numbers, What to expect from your equity release appointment, OVER-65s EARN £9,200 IN A YEAR FROM THEIR HOMES, OLDER HOMEOWNERS HAVE GIFTED OVER HALF A BILLION TO FAMILY AND FRIENDS IN 2020, Half of women approaching retirement are worried about running out of money in later life. View Cookies Policy, England North, England East & Midlands, Wales, England North, Scotland & Northern Ireland, England East & Midlands, England North & Scotland. “Supporting whole of market advice and the customers’ right to choose is vitally important to allow the later life lending market to grow and reach its full potential. The Equity Release Council has a database of members who are all signed up to its code of practice, which you can search to find advisers in your local area. Neil James - Equity Release Adviser. Registered Office: Baines House, Midgery Court, Fulwood, Preston, PR2 9ZH. Talk through the plans for your equity release money with one of our national network of expert and impartial equity release advisers. you’re OK with the current settings. Health conditions could help you borrow more money. About Key. Drawdown is the most popular lifetime mortgage. Simply enter your postcode in the box below and click ‘Find your adviser’ As one of the UK's most established and trusted equity release lenders, with over 20 years' experience, we've helped over 250,000 people release more than £8 billion. You can even make an appointment to meet them, whenever is convenient for you. You are about to visit our Pure Professionals website, that is intended for use by financial intermediaries only. Helps you understand how much money could be left as an inheritance when your lifetime mortgage ends. Both propositions are underpinned by Key Group’s digital advice delivery platform that ensures consistency of advice, irrespective of the range of products available, and creates a streamlined experience for customers and advisers. There are protections and safeguards in place to ensure that equity release is safe. A key role that is central to the process of considering, evaluating and entering a contract in equity release, which is why the Financial Conduct Authority requires customers to seek advice when releasing equity from their homes. If you're a customer, please go to aviva.co.uk. Our national team of equity release advisers would be more than happy to meet you in the comfort of your own home or talk more over the phone - you choose whichever suits best. If you’d like to talk to us about equity release, there’s no one better to speak to than your local Equity Release Supermarket adviser. We are also members of IERAA (Independent Equity Release Adviser Alliance), PFS (Personal Finance Society), CII (Chartered Insurance Institute), and the Later Life Academy. Registered in England and Wales. Equity Release Partners is the business-to-business operation of one of the UK’s leading advisory firms – Equity Release Supermarket. Learn all about equity release. Text size. We use essential cookies to enable our website to function Mortgages that continue into retirement based on income and affordability. Key Equity Release is a trading name of Key Retirement Solutions Limited which is authorised and regulated by the Financial Conduct Authority. Receive on this special type of lifetime mortgage jobs in Cambridge on totaljobs of key retirement Limited... The next step to cover their costs which can help you help your clients achieve financial. Provide us with, Fulwood, Preston, PR2 9ZH personal circumstances and see if there protections... 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These cookies below successful advisors to complement our existing team learn more about your Local adviser Cambridge and more goes.